Voluntary Benefits from Colonial Life
Why Accident Insurance?
Little League, other weekend sports and leisure hobbies. Chores and fix-up projects around the house. Going to work everyday. These activities are a part of normal, everyday life. Unfortunately, accidents are also a part of everyday life. And often, we don't think about the accidental injuries, or even the accidental deaths, which may happen during the course of a day.
Consider this information:
- In 2004, there were 23.2 million accidental disabling injuries.
- On average, there are about 2,650 accidental disabling injuries every hour during the year.
Colonial Life's accident plan offers the following types of benefits.
Accidental Injuries Benefits
Coverage for specific injuries and losses you may suffer in a covered accident including burns, dislocations and fractures.
Hospital Care Benefits
This coverage will help you with the hospital bills and expenses related to a covered accident. Such expenses include hospital admission, daily hospital confinement, intensive care, ambulance charges and emergency room expenses.
Accidental Death Benefits
These benefits will help your family meet continuing needs in case of an accidental death. The death benefit is increased if the accidental death occurred on a common carrier such as a commercial airplane or subway system.
With accident insurance from Colonial Life, you can make your benefits count.
Accident Insurance
Our accident plan features a flexible plan design so that you can choose the coverage that best meets your individual needs. Coverage is available for both on-and off-job accidents and several optional riders are available so you can choose any additional protection you or your family may need.
The optional riders provide extra coverage and benefits for expenses resulting from hospital confinement due to a covered sickness, health screening tests, and disability due to a covered accident or a covered sickness.
Designed to supplement your employer-sponsored insurance coverage, Colonial Life's accident insurance pays specific benefit amounts to help pay the out-of-pocket expenses related to an accidental injury that your existing coverage wouldn't cover.
Benefits from your Colonial Life accident plan can help you pay the following types of expenses:
- Expensive medical treatment for broken bones and dislocations, or physical therapy, crutches, wheelchairs or other medical aids you may need as a result of your accident.
- Co-payments and deductibles.
Would you like to receive additional information about Colonial Life's Accident Plan? More Info Request Form
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